Loan Illustration

Loan amount – Rs 500 to Rs 50,000

Interest rates – from 2% to 9% per month

Tenure – 61 days to 120 days


⭐️Key Features

✔ Instant Personal Loan upto Rs 50,000

✔ Cash Transfer to Bank/Paytm Account, cash loan within a minute

✔ Flexible Repayment Options, Repay in 4 Months

✔ Rewarded for Timely Repayments

✔ NIL Processing fees with maximum APR of 108%.

Interest rates range between 1% to 9% per month. Maximum tenure is 120 days.


For example, for a student or salaried personal loan of –

Loan amount – Rs 2000

Tenure – 3 Months

Interest Rate – 5%

Processing Fee – Rs 0

GST on Processing Fee – Rs 0

Total Interest – Rs 300

APR – 60%

Loan amount is Rs 2000, Disbursed amount is Rs 2000. Total Loan repayment amount is Rs 2300


Also, we are governed by RBI & we have our own NBFC license in the name of Hytone Merchants PVT LTD(RBI issued NBFC license number – 05.02294). We are legally compliant and well regulated.


🏆Eligibility Criteria

✔Students – Yes, UrbanMoney provides loans for College Students.

✔Salaried Professionals – Get a personal loan at a take home salary of Rs 9,000 and above.


Any student or salaried person, pan-India is eligible for an instant loan through our app. To avail a quick personal loan, a student must be above 18 years of age & should have a valid college ID card. As a quick cash personal loan app for salaried people, UrbanMoney offers loans to people receiving salary in a bank account or via cheques. UrbanMoney offers a reliable & safe payment system, without compromising their information.


📑 Documents Required

UrbanMoney has a very smooth and fast verification process and is considered to be one of the best online loan app in India (पर्सनल लोन एप्स). To avail instant personal loan, submit documents-

✔ College ID card for Students

✔ Last 3 months Bank Statement, Salary Slip/Joining Letter for Salaried Professionals

✔ Aadhaar Card, Driving license, Voter ID card, etc.

✔ PAN Card

✔ KYC Details


UrbanMoney is one of the best online loan app in India providing student loan, instant loan for salaried and trusted by many users. As a loan app for students in India, it offers flexible repayment options. Instant loan for Salaried is a great & convenient way to receive a salary advance.

The entire process is 100% online and safe, and is one of the highest-rated instant loan apps in India. UrbanMoney also has a full-fledged support team available round-the-clock, for addressing any user queries & complaints.


👍 Support

For help email us at Do visit our website to contact us for any queries at