Loan amount – Rs 500 to Rs 50,000
Interest rates – from 2% to 9% per month
Tenure – 61 days to 120 days
✔ Instant Personal Loan upto Rs 50,000
✔ Cash Transfer to Bank/Paytm Account, cash loan within a minute
✔ Flexible Repayment Options, Repay in 4 Months
✔ Rewarded for Timely Repayments
✔ NIL Processing fees with maximum APR of 108%.
Interest rates range between 1% to 9% per month. Maximum tenure is 120 days.
For example, for a student or salaried personal loan of –
Loan amount – Rs 2000
Tenure – 3 Months
Interest Rate – 5%
Processing Fee – Rs 0
GST on Processing Fee – Rs 0
Total Interest – Rs 300
APR – 60%
Loan amount is Rs 2000, Disbursed amount is Rs 2000. Total Loan repayment amount is Rs 2300
Also, we are governed by RBI & we have our own NBFC license in the name of Hytone Merchants PVT LTD(RBI issued NBFC license number – 05.02294). We are legally compliant and well regulated.
✔Students – Yes, UrbanMoney provides loans for College Students.
✔Salaried Professionals – Get a personal loan at a take home salary of Rs 9,000 and above.
Any student or salaried person, pan-India is eligible for an instant loan through our app. To avail a quick personal loan, a student must be above 18 years of age & should have a valid college ID card. As a quick cash personal loan app for salaried people, UrbanMoney offers loans to people receiving salary in a bank account or via cheques. UrbanMoney offers a reliable & safe payment system, without compromising their information.
📑 Documents Required
UrbanMoney has a very smooth and fast verification process and is considered to be one of the best online loan app in India (पर्सनल लोन एप्स). To avail instant personal loan, submit documents-
✔ College ID card for Students
✔ Last 3 months Bank Statement, Salary Slip/Joining Letter for Salaried Professionals
✔ Aadhaar Card, Driving license, Voter ID card, etc.
✔ PAN Card
✔ KYC Details
UrbanMoney is one of the best online loan app in India providing student loan, instant loan for salaried and trusted by many users. As a loan app for students in India, it offers flexible repayment options. Instant loan for Salaried is a great & convenient way to receive a salary advance.
The entire process is 100% online and safe, and is one of the highest-rated instant loan apps in India. UrbanMoney also has a full-fledged support team available round-the-clock, for addressing any user queries & complaints.
For help email us at email@example.com. Do visit our website to contact us for any queries at www.urbanmoney.co/.